Ardenti Labs
Website and platform terms
Effective October 3, 2026
Ardenti Pay’s role
Ardenti Pay provides payment-integration, merchant-onboarding, processor-routing, reporting, and related software infrastructure. Unless separately agreed in writing, Ardenti Labs is not the merchant of record, acquiring bank, card network, or underlying payment processor for a merchant transaction.
Processor approval and pricing
Quotes are estimates or proposals subject to processor eligibility, underwriting, merchant category, transaction mix, funding terms, reserves, chargeback history, contractual approval, and other processor requirements. A quote request does not guarantee approval, pricing, funding speed, or account activation.
Settlement
Settlement timing is controlled by the selected processor or acquiring relationship. Same-day or next-day funding is available only when specifically supported and approved; weekends, holidays, cutoffs, reserves, returns, disputes, or risk review may change funding timing.
Merchant responsibilities
Merchants are responsible for lawful products and services, accurate business information, customer disclosures, taxes, receipts, refunds, privacy obligations, chargeback responses, and compliance with their processor, network, banking, and industry rules.
Third-party services
Ardenti Pay can integrate with third-party providers such as payment processors, commerce platforms, bank-linking services, and infrastructure vendors. Use of those services may require separate agreements and is subject to their availability and rules.
Acceptable use
You may not use Ardenti Pay to facilitate unlawful activity, misrepresent a merchant or transaction, bypass processor restrictions, interfere with security controls, submit unauthorized payment credentials, or access another organization’s data without authorization.
Service availability
Features may change as processor APIs, certifications, commercial agreements, or regulatory requirements evolve. Preview, planned, or not-yet-verified integrations are not represented as available for live processing until Ardenti marks them as verified.