ardenti payby Ardenti LabsProcessor marketplace

Ardenti merchant onboarding

One merchant profile. Multiple processor options.

The merchant joins Ardenti Pay first. Ardenti can then activate an eligible processor based on configured pricing, payment rail, risk eligibility, and funding schedule without making the processor the merchant-facing product.

1. Ardenti merchant profile
Business, ownership, contact, store, consent, and authorized bank-link context belong to the Ardenti workspace.
2. Lowest-cost eligible route
Ardenti compares configured processor economics for the transaction and uses the lowest-cost eligible route. Funding speed breaks exact cost ties.
3. Processor settlement
The selected processor/acquirer settles funds directly to the merchant according to its funding schedule. Same-day funding is used only when that processor actually supports it.
Ardenti Pay does not represent every payment as same-day settlement. Processor cutoffs, weekends, holidays, reserves, returns, and risk review can affect funding time.